Your Home: A Retirement Investment or an Expense? A persistent debate surrounds the question of whether your home is an investment or simply the expense of providing a roof over your head. Regardless of which camp you are in, the home is the 2nd most important retirement […]
Read more →Deciding when to take social security is a decision that will last retirees’ lifetimes. Many people don’t realize the implications of taking social security at different ages. It’s not as straight forward a decision as one might think. Social security payments last a lifetime, and that […]
Read more →These are tough times to be an investor. The stock market’s long-term return of 11-13% fades in relevance as the value of your portfolio declines. Investors begin to doubt their decision to invest in this wild, volatile, crazy, anxiety-creating market. I’m not writing this article to say […]
Read more →Your vision is of a white sand beach, you’re in a lounge chair sipping an exotic drink, watching the waves slowly roll in as swimmers frolic in the aqua clear waters. Then you wake up. You immediately remember you fell asleep struggling with feelings of euphoria and […]
Read more →When should you think about selling your business? The best answer is, when you become the owner. At the earliest stage, consider an exit strategy. Selling is one way to exit your business. Other exit strategies can be to take the business public in an initial public offering (IPO) or pass it […]
Read more →Profitability is important in valuing your business. But that’s not the only position of value to consider as you think about selling. You may hear that if your company isn’t profitable you have nothing to sell. Not always true. In 1993 I sold a management training firm […]
Read more →She was feisty, quiet, spiritual, and loving. She didnt’ believe in talking about others who were not present. At one time she stood 5′ 2″ tall. As a child she worked hard milking cows, collecting eggs from the chicken coop, mucking stalls, and then heading to the […]
Read more →